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TriLinc seeks to help create a successful middle class through investing in the “missing middle” of the economic pyramid, with a specific focus on Small and Medium Enterprises (SME’s), middle class consumers and community-based environmental projects. These sectors are among the most developmentally-critical components of the emerging markets. Research shows that each dollar invested in the SME sector creates more than $13 in total impact, while direct SME investments, on average, result in growth of more than 25% in both employee payrolls and wages.1
Investment Strategy
Disciplined Investment Strategy
- Effective deployment of $1 - $1.5 billion in retail capital
- Compliance with SEC Investment restrictions
- Meets investor hurdles of 6% current pay and target IRR of 10 - 12%
Experienced Sub-Advisors
- Presence and focus in specific region or specialty sector to facilitate quality deal flow
- Proven track record within emerging market SME space
- Willingness and ability to implement TriLinc’s credit processes and impact assessment and tracking
Effective Risk Management
- Active participation in all Sub-Advisor Investment Committees
- Partnership with International Finance Institutions for low cost leverage, first loss guarantees and country risk insurance (i.e. OPIC, IFC, FMO, etc.)
- Employment of rigorous risk management policies and procedures with oversight by the Risk Management Committee
Current Sub-Advisor Example
- Specialty premier credit investment platform for small to medium-sized businesses in Latin America
- Currently manages $600 million
- Principals each have 20+ years industry experience with over $40 billion deployed
- Long term, multi-cycle approach to investing
- Experienced in:
- Senior Debt
- Lines of Credit
- Subordinated & Mezzanine Debt
- Term and Bridge Loans
- Other Structured Credit
Investment Strategy Overview
TriLinc generally employs an integrated approach to country selection, combining our top-down analysis with the bottom-up methodology of our regional sub-advisors
To maximize efficiency and appropriately manage risk, TriLinc will generally take a regional approach to sub-advisor selection, focusing on those with local presence, strong relationships and a track record in the region.
Initial target markets:
- Argentina
- Brazil
- Bulgaria
- Chile
- Colombia
- Costa Rica
- Estonia
- Ethiopia
- Indonesia
- Kenya
- Peru
- South Africa
- Tanzania
- Turkey
1 “Investing Beyond Impact,” Small Enterprise Assistance Fund (SEAF), 2011
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